Lock in today's rate and the flexibility to raise it!
If you’re looking for a safe and reliable way to increase your savings over time, our Bump-Up Certificates are an excellent choice. Grow your savings with the option to increase, or “Bump-Up,” your rate one time during your certificate term, with no waiting period.
Activating your bump-up is easy!
If our certificate rates increase, contact us to raise the rate on your qualifying certificates.
Bump-Up Certificate Rates
| Term | Min. Balance | Dividend Rate | APY* |
|---|---|---|---|
| 24-month | $10,000 | 3.92% | 4.00% |
| 36-month | $10,000 | 3.68% | 3.75% |
| 60-month | $10,000 | 3.68% | 3.75% |
Why Invest in a Certificate?
Higher Earnings
Higher Earnings
If you have large amounts of cash sitting in a savings, a checking, or hidden in a box, it’s probably not earning much. Certificates have a higher return than most savings options, allowing your money to grow faster.
financial security
Financial Security
If you invest in the stock market or cryptocurrency, you may lose money in an economic downturn. With us, your money is guaranteed to earn dividends* and is federally insured to at least $250,000. Learn more at NCUA.gov.
minimal effort to start
Minimal Effort to Start
Just make a deposit and ask us to put it in the Bump-Up Certificate of your choice.
*APY=Annual Percentage Yield. Early withdrawal penalties, restrictions, and limitations apply; fees may reduce earnings. Call for details.