Your savings deserves a bump!
If you’re looking for a reliable way to increase your savings over time, our Bump-Up Certificates are an excellent choice. Grow your savings with the option to increase, or “Bump-Up,” your rate one time during your certificate term, with no waiting period. Activating your Bump-Up is easy, and there's no cost! If our current rate on a like-term certificate goes up, all you have to do is contact us to raise your rate.
Bump-Up Certificate Rates
| Term | Min. Balance | APR* | APY** |
|---|---|---|---|
| 24-month | $10,000 | 3.92% | 4.00% |
| 36-month | $10,000 | 3.68% | 3.75% |
| 60-month | $10,000 | 3.68% | 3.75% |
Why Invest in a Certificate?
Higher Earnings
Higher Earnings
If you have large amounts of cash sitting in a savings, a checking, or hidden in a box, it’s probably not earning much. Certificates have a higher return than most savings options, allowing your money to grow faster.
financial security
Financial Security
If you invest in the stock market or cryptocurrency, you may lose money in an economic downturn. With us, your money is guaranteed to earn dividends* and is federally insured to at least $250,000. Learn more at NCUA.gov.
minimal effort to start
Minimal Effort to Start
Just make a deposit and ask us to put it in the Bump-Up Certificate of your choice.
*APR=Annual Percentage Rate **APY=Annual Percentage Yield. APY is effective as of October 16, 2024, and is subject to change without notice. Early withdrawal penalties, restrictions, and limitations apply; fees may reduce earnings. Call for details.