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Loan Rates

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Current Loan Rates

Our most popular loan products and lowest rates are below.  If you're interested in additional loan types or terms, please call for more information.

Effective Date: November 21, 2024

Vehicle Loans (New, Used, & Refinanced)

Vehicle Loans
Loan TypeAPR* (as low as)TermMinimum Payment
per $100 borrowed

Auto Loans

Cars, Trucks, & SUVs

3.50% Up to 36 months $2.94

Sport & RV Loans

Boats, Motorcycles, RVs, ATVs, & More

8.49% Up to 60 months $1.87

No payments for 90 days, 100% financing, and longer terms are available. Call for more information.

Apply Now

 

Signature Loans

Signature Loans
Loan TypeAPR*TermMinimum Payment
per $100 borrowed
Personal Loan 9.24% Up to 12 months $8.76
  10.24% Up to 36 months $3.24
  11.24% Up to 60 months $2.60
Personal Line of Credit 12.45% Revolving $2.00
Secured Loans 2% above savings rate n/a n/a

Lines of credit and flexible terms are available. Call for more information.

Apply Now

 

Credit Cards

Credit Cards
Card TypeAPR*TermMinimum Payment
per $100 borrowed
Platinum 9.90% Revolving $2.00
Gold 12.45% Revolving $2.00
Classic 17.25% Revolving $2.00
Secured 10.88% Revolving $2.00

Apply Now

 

Home Loans

Home Loans
MortgagesHome Equity Line of Credit

New Purchase & Refinances

Get a Rate Quote

As low as WSJ Prime**

Learn More

 

 

Looking for additional loan types, terms, or rates? 

Call us for more information: 504.576.5800 (option 2)

 


 

*APR = Annual Percentage Rate. These rates and terms are available to qualified borrowers, for a limited time, and are subject to change without notice. "As low as" rates are subject to the borrower's credit history, repayment term, and collateral. Refinancing excludes current RiverLand loans. Restrictions and limitations apply. Call for details.

**Your APR will never be less than 3.50% or exceed 18% or the maximum allowed by law.