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Auto Loans

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Your smooth ride starts here.

Woman sitting in woods on SUV
Truck

Whether you're buying a brand-new truck, refinancing your reliable SUV, or purchasing a pre-owned convertible, we offer low-rate financing for all your vehicle needs.

Applying for a loan with us is a breeze! Our top-notch lending team and streamlined processes ensure you receive exceptional service and value every time.

Here's why members love our Auto Loans:

  • Rates as low as 3.50% APR*
  • Same low rates on new and used vehicles
  • Same low rates on refinanced* vehicles
  • No payments for 90 Days
  • No application fees
  • No money down
  • 100% financing available, including TT&L (tax, title, & license)
  • Fast turnarounds and pre-approved financing
  • Easy payment options, including bi-weekly payroll deduction
  • Affordable GAP & MRC add-ons
  • Short and simple online loan application

Have questions along the way? Our Lending Team is here to help at every turn!

Call us at 504.576.5800 (option 2) or send us a message.

 

Ready for your low-rate Auto Loan?

Apply Now

Not a member? Join Today

 

Auto Loan Rates

Auto Loan Rates
TermAPR* (as low as)Minimum Payment
per $100 borrowed
Up to 36 months 3.50% $2.94
Up to 60 months 4.50% $1.87
Up to 84 months 5.50% $1.44

Additional rates and terms are available. Subject to borrower's credit history, repayment term, and collateral.

Refinance & Save

If you have a car, truck, or SUV financed elsewhere, we may be able to refinance your loan and reduce your rate.  Depending on your loan balance, rate, and remaining term, you could save hundreds, maybe even thousands, of dollars and put your saved cash to good use elsewhere.

And if your vehicle* is paid for, you may qualify to finance it at our low rate and use the funds for whatever you choose!

Apply Now!

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Add protection to your vehicle loan!

GAP

Guaranteed Asset Protection

If your vehicle is deemed a total loss due to an accident or theft, you may wind up owing more than your auto insurance will cover. GAP Plus with Deductible Assistance may reduce or even eliminate that shortfall.

Learn More

MRC

Mechanical Repair Coverage

Mechanical Repair Coverage (also known as an extended warranty) may help limit unexpected covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs.

Learn More

Payment Protection

Safeguard against the unexpected.

Loan Payment Protection with Life Plus may cancel your loan balance or payments, up to the contract maximum, in the event of involuntary unemployment, disability or death.

Learn More

 

*APR = Annual Percentage Rate. The "as low as" rate is subject to the borrower's credit history, repayment term, and collateral. This rate and terms are available for a limited time to qualifying borrowers on specified collateral loans. Monthly payment example per $1,000 borrowed = 36 payments of $29.31. Refinancing excludes current RiverLand loans. Restrictions and limitations apply. Call for details.