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Find the card that’s right for you!

We have credit cards to meet your spending needs whether you’re looking for the lowest rate or trying to build your credit. Plus, we don't charge any annual fees, or balance transfer fees, making a RiverLand Mastercard® Credit Card an economical choice.

Here’s what our Credit Cards offer:

  • No annual fee
  • No balance transfer fee
  • No over-the-counter cash advance fee
  • No inactivity fee
  • No application fee
  • Same low APR on all transactions
  • Mobile Wallet contactless payment convenience
  • Low-cost Loan Payment Protection
  • Advanced fraud detection

Ready for your low-rate credit card? 

Apply Now

Not a member? Join Today

For cardholder assistance during regular business hours:  Contact Us

For after-hours cardholder assistance, call 800.547.0183

 

Compare our Credit Cards

Card Features Platinum Gold Classic Secured
Low APR* 9.90% 12.45% 17.25% 10.88%
Minimum Amount $10,000 $500 $500 $500
Mastercard® Zero Liability

No Collateral Needed

Easy to Qualify

Apply Now Apply Now Apply Now Apply Now

Need help building your credit?

Known elsewhere as a Credit Builder Card, our Secured Credit Card is an effective way to build a positive credit history without paying excessive fees. If you get approved for a Secured Credit Card, you contribute a specific amount of funds to “back” the card.

While you use the secured card and pay it down each month, we report your payments to the credit bureaus. When you no longer need the Secured Credit Card, the savings you allocated, plus its earnings, will be made available to you. Ideally, you leave with a healthy credit score and higher savings balance!

Apply Now  Type "Secured" in the comment section at the end of the application.

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Planning a trip? Notify us of travel.

Due to escalating fraud, our debit cards are automatically blocked from use in high-risk locations. If you are planning a trip, and you would like to use your RiverLand Debit Card while traveling, contact us and let us know the cities and countries where you would like access to your account and we will temporarily authorize use. 

You can add a notice easily in Online or Mobile Banking. 

Or, send us a secure message containing the following:
  1. Your name
  2. RiverLand Card #
  3. Daytime phone
  4. Daytime email address
  5. List all cities and countries where you plan to use your card
  6. List the dates you will be in each city and country
  7. The date you will return home

Send Message

We will not process your request with incomplete information.

 

*APR = Annual Percentage Rate. These rates and terms are available for a limited time to qualifying borrowers. Restrictions and limitations apply. Call for details. For terms and conditions, see our Credit Line Account Agreement. Mastercard is a registered trademark of Mastercard International Incorporated.