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Reward yourself with a LOW RATE!

Get a straightforward credit card that helps you make purchases easily, then pay down your balance fast and affordably.  Whether you’re looking for a low rate to save money or you're trying to build/rebuild your credit history, we have a card to help achieve your goals. With ZERO annual fees, ZERO balance transfer fees, and ZERO over-the-counter fees, a RiverLand Mastercard® Credit Card is the smart choice to save you money!

Here’s what our Credit Cards offer:

Ready for your low-rate credit card? 

Apply Now

 

Not a member? Join Today

For cardholder assistance during regular business hours:  Contact Us

For after-hours cardholder assistance, call 800.547.0183

Compare our Credit Cards

Card Features Platinum Gold Classic Secured
Annual Percentage Rate (APR) 9.90% 12.45% 17.25% 10.88%
Minimum Credit Limit $10,000 $500 $500 $500
Mastercard® Zero Liability

No Collateral Needed

Easier to Qualify & Rebuild Credit

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Need help building your credit?

Known elsewhere as a Credit Builder Card, our Secured Credit Card is an effective way to build a positive credit history without paying excessive fees. If you get approved for a Secured Credit Card, you contribute a specific amount of funds to “back” the card.

While you use the secured card and pay it down each month, we report your payments to the credit bureaus. When you no longer need the Secured Credit Card, the savings you allocated, plus its earnings, will be made available to you. Ideally, you leave with a healthy credit score and higher savings balance!

Apply Now  Type "Secured" in the comment section at the end of the application.

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Planning a trip? Notify us of travel.

Due to escalating fraud, our debit cards are automatically blocked from use in high-risk locations. If you are planning a trip, and you would like to use your RiverLand Debit Card while traveling, contact us and let us know the cities and countries where you would like access to your account and we will temporarily authorize use. 

You can add a notice easily in Online or Mobile Banking. 

Or, send us a secure message containing the following:
  1. Your name
  2. RiverLand Card #
  3. Daytime phone
  4. Daytime email address
  5. List all cities and countries where you plan to use your card
  6. List the dates you will be in each city and country
  7. The date you will return home

Send Message

We will not process your request with incomplete information.

 

*APR = Annual Percentage Rate. These rates and terms are available for a limited time to qualifying borrowers. Restrictions and limitations apply. Call for details. For terms and conditions, see our Credit Line Account Agreement. Mastercard is a registered trademark of Mastercard International Incorporated.