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Home Equity LOC

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Put your built-up equity to work for you!

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House

If you’re looking for convenience, easy access to cash, and flexibility, a Home Equity Line of Credit could be just what you need. It can provide you with access to money whenever you need it and help you with ongoing home improvements, large purchases, consolidating higher-rate debt, or whatever you choose. We have the solution to help you get things done.

Here’s what our Home Equity Line of Credit offers:

  • Rates as low as the Wall Street Journal prime rate*
  • Credit limits up to $500,000
  • Low-to-no closing costs*
  • No application fees
  • No annual fees
  • No teaser rates
  • Affordable payments amortized over 20-year terms
  • Interest may be tax-deductible*
  • Checks provide easy access to funds*

Ready for a Home Equity Line of Credit?

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*Annual Percentage Rate (APR) is variable and may change quarterly. Your APR will never be less than 3.50% or exceed 18.00% or the maximum allowed by law. RiverLand shall pay customary closing costs excluding; parish/county assessed documentation fees or a borrower-elected certified appraisal. Loan cancellation within the first 36 months may result in the repayment of credit union-paid closing costs. Tax-deductible interest may vary based on your financial situation; consult your tax advisor. Minimum initial draw is $2,500 or as determined by state law. Restrictions and limitations apply. Call for details.