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Free Credit Review

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Credit scores impact just about every significant aspect of your life!

Do you know your Credit Score?

One of the most important things you should know about your finances is your FICO credit score. As you probably expect, these 3 numbers may affect if you are approved for a loan, the amount of money you may borrow, and what interest rate you will pay. But, did you know credit scores can also affect if you are approved for a cellphone, if you can rent an apartment, if you are issued a credit card, what you will pay for utility deposits, and the cost of auto or personal insurance?

Knowing your FICO score is the first step to your financial success. But knowing your score is only a small part of your financial picture.  In addition to providing you with your score, our staff can help you understand and manage your score.

Request Your Free Credit Review

For RiverLand members, we'll review your credit score and credit report with you and discuss the behaviors that are impacting your score. We may be able to give you tips and explain strategies to help you. To get a better understanding of your credit score, just complete the short form below.

* Required Fields
Date of Birth:
 /   / 
Security Verification (What's this?):

**I authorize RiverLand Federal Credit Union to conduct a review of my credit report and credit score. If any discrepancies are detected, I realize it is my responsibility to correct them. By conducting this review, RiverLand does not imply, or guarantee to extend, an offer for credit. I understand, to be eligible for this service, I must be a "Member in Good Standing" of RiverLand Federal Credit Union. Allow at least 1 business day for us to contact you with your credit score.

Upon submission of this form, RiverLand Federal Credit Union will access your TransUnion credit report. This is not a hard inquiry and will not affect your score. We will contact you within 1 business day to set up a time for your credit review.  Reviews are typically completed via a phone call.

 

Freeze Your Credit

Keep your financial information safe from use by fraudsters.

File a Credit Dispute

Report incorrect information to the credit bureaus.

 

 

Please note: When you apply for a loan with RiverLand, any freezes on your TransUnion credit report must be released.

Additional Resources can be found at FTC.gov

Request Your Annual Credit Report

Under the United States Fair Credit Reporting Act, you are entitled to one free credit report from each nationwide credit reporting agency every 12 months. We encourage all members to monitor their credit accounts and order their free reports annually.

You may use this link to access the official credit report website to order credit reports from TransUnion, Experian, and Equifax.

  • To request your report online, visit: annualcreditreport.com
  • To request your report by phone, call: 1-877-322-8228 (your report will be mailed to you).
  • To request your report by mail, complete this request form and mail it to:
    Annual Credit Report Request Service
    P. O. Box 105281
    Atlanta, GA 30348-5281