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Grand Loans

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Give your holiday budget a boost!

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The holidays can be a stressful time of year, but they don't have to be. Get the extra holiday cash you need with our pre-approved* $1,000 Loan. Our "Grand" Loan requires no credit check! Just submit your request online. Once approved, we’ll deposit the funds into your checking or savings account, whichever you choose. It's that easy!

To expedite your request, make sure you can answer "YES" to all the following questions:

  • Are you an existing member of RiverLand?  If not, join now.
  • Do you have $35 in your RiverLand account to cover the Loan Request Fee?
  • Do you have your most recent pay stub ready to upload?
  • Have you been employed in your current position for at least 6 months?
  • Did your year-to-date earnings equal or exceed $18,000 by October 1, 2024?
  • Do you have a Direct Payroll Deposit into your RiverLand account that equals or exceeds your expected loan payment? 

If you answered "YES" to all the questions, you're ready fill out our DocuSign Grand Loan Request Form. With our DocuSign request form, there’s no need to download, print, or mail anything. You can conveniently complete your Grand Loan Request Form and upload your paystub, all online.

 

Ready to get started?

Request a Grand Loan

 

Act Now! Grand Loans are only offered until December 15th.

 

Frequently Asked Questions

 


*This is not an offer for an extension of credit, nor a commitment to lend. Qualifying criteria, restrictions, and limitations apply. A $35 non-refundable loan request fee applies. Must have qualified Direct Deposit established prior to processing. Qualifying borrowers must be a Member in Good Standing, have year-to-date earnings of $18,000 by October 1, 2024 (earnings must be verified to complete processing), and be employed in current position continuously for the past 6 months. See Grand Loan Request Form for details.