Taking Action after a Data Breach
It's important you know what to do after a vendor that holds your personal data is breached. Here are some ways you can protect your identity and prevent fraud.
- Freeze Your Credit: To prevent fraudsters from opening new accounts in your name at other financial institutions, you can freeze your credit at each of the credit bureaus: TransUnion, Experian, and Equifax. It’s free, does not affect your score, and can be temporarily lifted when you need it.
- Monitor Your Credit Report: You can request a free annual credit report directly from each bureau or enroll in a credit monitoring service. Although, it’s wise to do your research before enrolling as some services promote additional products with extra costs.
- Check Your Password Strength: Make sure you are not using the same password across multiple websites. If you are, change them and create stronger passwords as soon as possible.
- Never Share Your Personal Data via text, email, or phone call. Remember, one of the most common ways for fraudsters to steal your information is by pretending to be a legitimate business and asking you for it. RiverLand will never call, text, or email you to ask for personal information or verification codes you did not request.
Pro Financial Tip: A great way to prevent and detect fraud early is by staying connected to your accounts with Online or Mobile Banking. We recommend that you review your transactions at least once a month and set up account activity alerts, so you can immediately report any suspicious activity.
Your financial security is one of our top priorities, so we are providing this alert to keep you aware of trending scams and ways to avoid them.
