Overdrafts & Courtesy Pay

Under our Courtesy Pay program:

• We will charge you a fee of $27.50 for each overdraft item we pay.
• There is no limit on the total fees we can charge you for overdrawing your account.

We may authorize and pay overdrafts for the following types of transactions:

• Checks and other debit transactions made using your checking account number
• Automatic bill payments

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

We will not authorize and pay overdrafts for the following types of transactions unless you ask us to:

• ATM withdrawal transactions
• Everyday debit card transactions